finwire.pl

Public financial data API

NBP policy rates and WIBOR/POLSTR, CPI inflation, NBP FX rates, NBP BaRN housing prices, GUS wages, government bonds and finwire's own indicators (credit stress map, barometers). One clean format, normalized, with explicit source attribution.

Interactive docs (OpenAPI) openapi.json llms.txt
Cite as: Source: finwire.pl, https://public-api.finwire.pl

The data may be used with source attribution and a backlink to finwire.pl. Public data (NBP, GUS, Ministry of Finance) requires attribution to the original source; finwire indicators are available under CC BY 4.0.

Time series

Interest rates: NBP, WIBOR, POLSTR

Daily and historical values of NBP policy rates and the WIBOR and POLSTR benchmarks (all tenors). POLSTR is the successor to WIBOR in the Polish benchmark reform.

/v1/series/interest-rate/{indicator}

CPI inflation (GUS)

Consumer price inflation (CPI), year-over-year (YoY) and month-over-month (MoM), monthly and annual, based on data from Statistics Poland (GUS).

/v1/series/cpi

NBP currency rates

Mid rates (table A) and bid/ask rates (table C) for major currencies against the Polish zloty, current and historical, based on NBP tables.

/v1/series/fx/{code}

Housing prices (NBP BaRN)

Average price per square meter of flats on the secondary and primary market in provincial capitals, quarterly since 2006, based on the NBP BaRN database.

/v1/series/housing/{city}

Government bonds

Interest rates of retail government bonds (OTS, ROR, DOR, TOS, COI, EDO, ROS, ROD) across successive issues, based on Polish Ministry of Finance data.

/v1/bonds

Wages (GUS) - median and percentiles

Median, mean and percentiles of gross wages in Poland, plus average wages across the 16 provinces, based on GUS wage-distribution data.

/v1/wages

Legal limits (IKE, IKZE)

Current legal limits updated annually: annual contribution limits for the IKE and IKZE retirement accounts and related values, based on official announcements.

/v1/legal-limits

finwire indicators

finwire credit stress map

The installment of a model mortgage for a 50 sqm flat as a percentage of the average net wage in each of the 16 provinces, with DSTI thresholds per the KNF Recommendation S. Computed by finwire.pl.

/v1/index/credit-stress

Real return on deposits

The rate of the best term deposits minus CPI inflation - a barometer of whether savings actually gain or lose value. Computed by finwire.pl.

/v1/index/real-deposit-rate

Housing affordability (financeable area)

The number of square meters of housing that a model household can finance with a mortgage. Computed by finwire.pl.

/v1/index/housing-affordability

Mortgage cost

A barometer of the current mortgage interest rate against the 3-year average. Computed by finwire.pl.

/v1/index/credit-cost

Borrowing power (barometer)

The maximum mortgage available to a model household over time. Computed by finwire.pl.

/v1/index/borrowing-power

Purchasing power (inflation)

A barometer of the zloty purchasing power based on year-over-year CPI inflation. Computed by finwire.pl.

/v1/index/purchasing-power

Market aggregates

Term deposit rate aggregates

Median, percentiles and spread of term deposit rates currently available on the market, for a model amount and term. Aggregates only - no individual bank offers.

/v1/market/deposit-rates

Savings account rate aggregates

Median and percentiles of savings account rates currently available on the market. Aggregates only - no individual bank offers.

/v1/market/savings-rates

Mortgage rate aggregates

Median APRC (RRSO), margin and nominal rate of mortgages for a model loan. Aggregates only - no individual bank offers.

/v1/market/mortgage-rates

Cash loan rate aggregates

Median APRC (RRSO) and nominal rate of cash loans for a model amount and term. Aggregates only - no individual bank offers.

/v1/market/cash-loan-rates

Snapshot

Market snapshot - one call

The current state of Polish finance in a single call: rates, inflation, FX, the credit stress indicator and barometers.

/v1/snapshot

Usage policy