{"data":{"id":"finwire_deposit_rate_index","name":"Indeks lokat finwire","shortName":"Lokaty","group":"oszczednosci","status":"live","unit":"percent","unitLabel":null,"precision":2,"periodType":"month","methodVersion":1,"latest":{"period":"2026-11","periodLabel":"listopad 2026","value":4.15},"previous":{"period":"2026-10","value":4.15},"change":0,"changeKind":"pp","direction":"flat","updatedAt":"2026-11-06T23:54:09.606Z","stale":false,"description":"Średnie oprocentowanie 5 najlepszych lokat 3-miesięcznych bez wymogu konta osobistego w bankach z ofertami w sieciach partnerskich, odczyt miesięczny i dzienny.","sources":["Oferty banków w sieciach partnerskich (System Partnerski, ComperiaLead, eBroker)"],"aliases":["deposit-rate-index","deposit_rate_index"],"usesBenchmarkRate":false,"ref":"https://public-api.finwire.pl/v1/finwire-index/finwire_deposit_rate_index","pageUrl":"https://finwire.pl/indeksy/lokaty","methodologyUrl":"https://finwire.pl/indeksy/lokaty#metoda","citation":"Source: Indeks lokat finwire (finwire_deposit_rate_index, method v1), finwire.pl, https://finwire.pl/indeksy/lokaty, CC BY 4.0","requestedId":"finwire_deposit_rate_index","history":[{"period":"2026-10","periodLabel":"październik 2026","value":4.15},{"period":"2026-11","periodLabel":"listopad 2026","value":4.15}],"license":"CC BY 4.0 - attribution finwire.pl required"},"meta":{"datasetId":"finwire-index","source":"finwire.pl","sourceUrl":"https://finwire.pl/indeksy","license":"CC BY 4.0 - attribution finwire.pl required","asOf":"2026-11","fetchedAt":"2026-11-07T01:47:18.993Z","citation":"Source: finwire.pl (finwire.pl), https://public-api.finwire.pl/datasets/finwire-index","docsUrl":"https://public-api.finwire.pl/datasets/finwire-index"}}