{"data":{"id":"finwire_credit_stress_index","name":"Mapa stresu kredytowego finwire","shortName":"Stres kredytowy","group":"kredyt","status":"live","unit":"percent","unitLabel":null,"precision":1,"periodType":"day","methodVersion":1,"latest":{"period":"2026-11-06","periodLabel":"6 listopada 2026","value":40.2},"previous":{"period":"2026-11-05","value":40.3},"change":-0.1,"changeKind":"pp","direction":"down","updatedAt":"2026-11-06T00:00:00.000Z","stale":false,"description":"Mediana udziału raty kredytu na 50 m² w przeciętnym wynagrodzeniu netto w 16 województwach.","sources":["NBP (ceny mieszkań)","GUS (wynagrodzenia)","GPW Benchmark"],"aliases":["credit-stress"],"usesBenchmarkRate":true,"ref":"https://public-api.finwire.pl/v1/finwire-index/finwire_credit_stress_index","pageUrl":"https://finwire.pl/mapa-stresu-kredytowego","methodologyUrl":"https://finwire.pl/mapa-stresu-kredytowego#metodologia","citation":"Source: Mapa stresu kredytowego finwire (finwire_credit_stress_index, method v1), finwire.pl, https://finwire.pl/mapa-stresu-kredytowego, CC BY 4.0","requestedId":"finwire_credit_stress_index","history":[{"period":"2026-10-30","periodLabel":"30 października 2026","value":40.2},{"period":"2026-11-02","periodLabel":"2 listopada 2026","value":40.3},{"period":"2026-11-03","periodLabel":"3 listopada 2026","value":40.3},{"period":"2026-11-04","periodLabel":"4 listopada 2026","value":40.3},{"period":"2026-11-05","periodLabel":"5 listopada 2026","value":40.3}],"license":"CC BY 4.0 - attribution finwire.pl required"},"meta":{"datasetId":"finwire-index","source":"finwire.pl","sourceUrl":"https://finwire.pl/indeksy","license":"CC BY 4.0 - attribution finwire.pl required","asOf":"2026-11-06","fetchedAt":"2026-11-07T01:47:19.813Z","citation":"Source: finwire.pl (finwire.pl), https://public-api.finwire.pl/datasets/finwire-index","docsUrl":"https://public-api.finwire.pl/datasets/finwire-index"}}