Time series

Price limits per m2 in the family housing loan (BGK)

Maximum price per square metre of a flat that can be bought with the Polish family housing loan (rodzinny kredyt mieszkaniowy, programme "Mieszkanie bez wkładu własnego": a mortgage without down payment where Bank Gospodarstwa Krajowego guarantees the missing part). Quarterly lists of BGK for 52 locations: each voivodeship city (seat of the voivode or regional assembly), the municipalities bordering it and all other municipalities of the voivodeship. Two limits: first buyer from the developer (statutory coefficient 1.4) and secondary market or cooperative right (1.3), both applied to the average replacement cost of 1 m2 announced by voivodes (art. 2 point 10 and art. 5 sec. 1 point 4 of the act). With change against the previous quarter and a year earlier, history since Q1 2023 and the finwire index finwire_rkm_offer_fit (share of developer price-list flats in voivodeship cities within the primary-market limit).