{"data":{"asOf":"2026-09","firstPeriod":"2015-01","updatedAt":"2026-11-13T16:29:02.226Z","dataChangedAt":"2026-11-10T23:17:41.647Z","publisher":"Centralny Ośrodek Informacji Gospodarczych (COIG)","attribution":"COIG (Centralny Ośrodek Informacji Gospodarczych) na podstawie ogłoszeń w Krajowym Rejestrze Zadłużonych i Monitorze Sądowym i Gospodarczym","license":"dane COIG bez określonej licencji, cytowane z podaniem źródła","sourceUrl":"https://www.coig.com.pl/","sourcePageUrl":"https://www.coig.com.pl/2026-upadlosci-konsumenckie_wrzesien.php","reformDate":"2020-03-24","units":{"count":"people declared bankrupt as consumers in the month (court announcements compiled by COIG)","last12Months":"sum of the 12 months up to the period","consumerBankruptcies12m":"finwire_consumer_bankruptcies: consumer bankruptcies in the 12 months up to the period"},"latest":{"period":"2026-09","count":2277,"yoyPct":14.1,"last12Months":24239},"previous":{"period":"2026-08","count":1824,"yoyPct":6.3,"last12Months":23958},"yearAgo":{"period":"2025-09","count":1996,"yoyPct":27.1,"last12Months":20865},"yearToDate":{"year":2026,"months":9,"total":18370},"yearToDatePreviousYear":{"year":2025,"months":9,"total":15397},"yearToDateYoyPct":19.3,"last12Months":24239,"previous12Months":20865,"last12MonthsYoyPct":16.2,"record":{"rank":2,"of":141,"sameMonthRank":1,"sameMonthOf":12,"yearToDateRank":1,"yearToDateOf":12,"highest":{"period":"2026-03","count":2305},"lowest":{"period":"2015-01","count":2}},"years":[{"year":2015,"total":2112,"yearToDate":1260,"months":[2,25,59,118,157,239,229,194,237,254,267,331]},{"year":2016,"total":4434,"yearToDate":3080,"months":[209,292,333,366,342,448,403,315,372,511,410,433]},{"year":2017,"total":5535,"yearToDate":3942,"months":[367,397,546,459,510,501,430,387,345,539,502,552]},{"year":2018,"total":6570,"yearToDate":4656,"months":[476,475,620,544,527,612,551,445,406,668,697,549]},{"year":2019,"total":7944,"yearToDate":5644,"months":[591,606,712,680,635,595,672,589,564,720,754,826]},{"year":2020,"total":13084,"yearToDate":8029,"months":[649,739,665,287,531,1116,1547,1130,1365,1642,1604,1809]},{"year":2021,"total":18205,"yearToDate":13620,"months":[1497,1590,1631,1510,1397,1440,1619,1513,1423,1539,1515,1531]},{"year":2022,"total":15622,"yearToDate":11086,"months":[1066,1088,1308,1126,1428,1312,1189,1049,1520,1591,1548,1397]},{"year":2023,"total":21000,"yearToDate":15594,"months":[1620,1716,2016,1506,1826,1842,1649,1584,1835,2072,1702,1632]},{"year":2024,"total":21187,"yearToDate":15719,"months":[1775,1768,1853,1942,1837,1660,1730,1583,1571,1961,1723,1784]},{"year":2025,"total":21266,"yearToDate":15397,"months":[1519,1418,1813,1703,1633,1751,1848,1716,1996,2192,1640,2037]},{"year":2026,"total":null,"yearToDate":18370,"months":[1891,1707,2305,2078,2029,2245,2014,1824,2277,null,null,null]}],"consumerBankruptcies12m":{"id":"finwire_consumer_bankruptcies","name":"Licznik upadłości konsumenckich finwire","methodVersion":1,"period":"2026-09","value":24239,"yoyPct":16.2,"previous":23958,"yearAgo":20865},"history":[{"period":"2024-10","count":1961,"yoyPct":-5.4,"last12Months":21014},{"period":"2024-11","count":1723,"yoyPct":1.2,"last12Months":21035},{"period":"2024-12","count":1784,"yoyPct":9.3,"last12Months":21187},{"period":"2025-01","count":1519,"yoyPct":-14.4,"last12Months":20931},{"period":"2025-02","count":1418,"yoyPct":-19.8,"last12Months":20581},{"period":"2025-03","count":1813,"yoyPct":-2.2,"last12Months":20541},{"period":"2025-04","count":1703,"yoyPct":-12.3,"last12Months":20302},{"period":"2025-05","count":1633,"yoyPct":-11.1,"last12Months":20098},{"period":"2025-06","count":1751,"yoyPct":5.5,"last12Months":20189},{"period":"2025-07","count":1848,"yoyPct":6.8,"last12Months":20307},{"period":"2025-08","count":1716,"yoyPct":8.4,"last12Months":20440},{"period":"2025-09","count":1996,"yoyPct":27.1,"last12Months":20865},{"period":"2025-10","count":2192,"yoyPct":11.8,"last12Months":21096},{"period":"2025-11","count":1640,"yoyPct":-4.8,"last12Months":21013},{"period":"2025-12","count":2037,"yoyPct":14.2,"last12Months":21266},{"period":"2026-01","count":1891,"yoyPct":24.5,"last12Months":21638},{"period":"2026-02","count":1707,"yoyPct":20.4,"last12Months":21927},{"period":"2026-03","count":2305,"yoyPct":27.1,"last12Months":22419},{"period":"2026-04","count":2078,"yoyPct":22,"last12Months":22794},{"period":"2026-05","count":2029,"yoyPct":24.2,"last12Months":23190},{"period":"2026-06","count":2245,"yoyPct":28.2,"last12Months":23684},{"period":"2026-07","count":2014,"yoyPct":9,"last12Months":23850},{"period":"2026-08","count":1824,"yoyPct":6.3,"last12Months":23958},{"period":"2026-09","count":2277,"yoyPct":14.1,"last12Months":24239}]},"meta":{"datasetId":"consumer-bankruptcies","source":"COIG (Centralny Ośrodek Informacji Gospodarczych) na podstawie ogłoszeń w Krajowym Rejestrze Zadłużonych i Monitorze Sądowym i Gospodarczym","sourceUrl":"https://www.coig.com.pl/","license":"Data compiled by COIG (Centralny Ośrodek Informacji Gospodarczych, a private company), not CC BY, no licence stated by COIG: cite with attribution to COIG (dane COIG bez określonej licencji, cytowane z podaniem źródła). The finwire.pl compilation (12-month sum finwire_consumer_bankruptcies, rankings) requires attribution to finwire.pl and COIG.","asOf":"2026-09","fetchedAt":"2026-11-14T06:19:50.897Z","citation":"Source: finwire.pl (COIG (Centralny Ośrodek Informacji Gospodarczych) na podstawie ogłoszeń w Krajowym Rejestrze Zadłużonych i Monitorze Sądowym i Gospodarczym), https://public-api.finwire.pl/datasets/consumer-bankruptcies","docsUrl":"https://public-api.finwire.pl/datasets/consumer-bankruptcies"}}